When you get anything via email, mail, or phone calls regarding your banking, investments, personal information, etc. DO NOT click links, disclose details, or otherwise communicate with the entity on the other end. If it is a person, take a name and number, tell them that you’ll call them back, hang up the phone, go online and do research on them, call me or another trusted person, and only if you can verify that they are who they claim to be and that they are legitimate then follow up with them.
What spurred this remained was an email I received today titled “Denied Wire Transfer”. As I had not done any wire transfers it immediately made me think FRAUD.
Instead of deleting the email I opened it. There was a “cancellation reason” that wanted me to “Download Details” via a link. There was no way I was going to hit the “Download Details” link… zero chance.
The link is going to open up to spyware or malicious computer programs that are going to wreak havoc on my computer and most likely share critical personal information.
I’ve printed the email to pdf and then copied and pasted it for your review.
- Scary Subject line: Denied Wire Transfer
- First line of the email: The Domestic Wire Transfer, recently sent from your online bank account, has been cancelled by the bank
- Cancellation Reason: Download Details
A person could easily be scared or startled into clicking the link to see the “details”.
If you ever receive anything to deal with your finances contact your financial institution VIA phone or in person before doing anything else. My first step would have been to call US Bank, my bank, and speak with their customer service about this email.
Sent: Wednesday, April 15, 2015 7:42 AM
Subject: Denied Wire transfer (U2536959)
The Domestic Wire transfer, recently sent from your online bank account, has been cancelled by the bank.
Wire Case # X72893596
Transaction Amount 31016.64 US Dollars
Sender e-mail firstname.lastname@example.org
Cancellation reason Download details
Please hit the link given above to see more details about this problem.
Remember, fraud is happening all the time and each of us has to be vigilant in guarding our personal information at all times. Verify, verify, verify…